say good morning to 0% finance

say good morning to 0% finance

spread the cost

If you would prefer to spread the cost of your order, it’s super simple and won’t cost you any extra pennies. Plus, you still get all the benefits of our 100 night risk-free trial. Sounds good, doesn’t it? Read on to find out more.

We work with a partner called Divido to offer interest-free credit on any order that comes to £250 or more, on any products. You pay a 10% deposit, then the remaining order value is split over 12 monthly instalments with 0% interest. The total amount you pay will be exactly the same as if you had paid all in one go. No risk, no fuss.

On each of our mattress pages, you’ll find the cost of monthly payments right next to the full price. On non-mattress purchases, you can apply for finance for any order value over £250. You’ll see the full breakdown of the deposit amount and monthly payments during the checkout process.

We make it as simple as possible to apply, but there are a few boxes you need to tick.

  • You have to be over 18.
  • You have to have lived in the UK for at least three years.
  • You must have a UK bank account that accepts Direct Debit arrangements.
  • We have to deliver the mattress to the billing address linked to that bank account.
  • Divido will also carry out credit checks once you’ve filled in your application.

Most applications get an instant decision. Occasionally, Divido might need to take a little longer to consider the application, but this should still be a speedy process.

It’s a very simple process:

  • Add your chosen products to your basket (for a total amount of £250+) and proceed to checkout.
  • Choose ‘Divido 0% Financing’ at the payment step of checkout.
  • Once you’ve reviewed your order on the next step, click ‘Proceed to Divido’.
  • You will then be redirected to Divido to fill in the application form. Click submit and get a speedy decision.
  • You’ll need to complete the online documents you receive to finalise your order. We’ll send your order confirmation and delivery details after this.

Thankfully, there’s no faffing with printing out and sending documents either. When you’ve made a successful application, Divido sends you secure documents that you can sign online. This is your finance agreement listing all payments owed, plus the terms and conditions. Easy peasy.

You pay a 10% deposit once you’ve completed your application, then you have 12 monthly repayments to cover the remaining cost. There aren’t any additional or hidden fees and the total amount you pay is exactly the same as if you had paid everything upfront.

Yes, you can still try the mattress out in your own home for 100 nights, and return it during this time, if it’s not quite floating your boat. If you’ve already paid instalments during your trial, and you decide not to continue, we’ll cancel the agreement with Divido and arrange a refund of any money already paid when we process your return. It usually takes up to ten working days for this to be completed.