say good morning to 0% finance

spread the cost

If you’d like to spread the cost of your order, it’s super simple and won’t cost you any extra pennies. Sounds good, doesn’t it? Read on to find out more.

what financing does eve sleep offer?

We work with our finance partner Duologi to offer interest-free credit on any order that comes to £250 or more. You’ll need to pay a 10% deposit (or you can go up to 75% if you like). The remaining order value will then be split over 12 monthly instalments with 0% interest. The total amount you pay will be exactly the same as if you had paid all in one go. No risk, no fuss.

how do I know how much the payments will be?

If you look at any of our mattresses or bed frames, you’ll find the cost of monthly payments right underneath the full price on each product’s page. If you tap on the monthly amount, a little table appears which shows you various deposit and finance options. If you’re buying anything other than a mattress, you can apply for finance if your order value is over £250. You’ll see the full breakdown of the deposit amount and monthly payments during checkout. Dead easy, we promise.

how do I qualify for 0% finance?

We make it as simple as possible to apply, but there are a few boxes you’ll need to tick:

  • You must be over 18.
  • You must have lived in the UK for at least 3 years.
  • You must have a UK bank account that accepts Direct Debit arrangements.
  • You must have a good credit history.
  • You need to be employed or retired and able to afford monthly payments.
  • We’ll need to deliver the mattress to the billing address linked to that bank account.
  • Our finance partner Duologi will also carry out credit checks once you’ve filled in your application.

how long does it take to arrange?

Most applications get an instant decision, but occasionally our finance partner Duologi might need to take a bit longer to consider the application. It’s usually pretty speedy, though.

how do I order, and what happens when I’m accepted?

It’s a very simple process:

  • Add your chosen products to your basket (for a total amount of £250 or more) and go to the checkout.
  • Choose ‘divido pay in instalments’ at the payment step of the checkout and use the slider to confirm your deposit amount.
  • Once you’ve reviewed your order on the next step, click ‘Complete order’ to proceed
  • You will then be redirected to Duologi to fill in the application form. Then, simply submit it and Duologi will give you their decision.
  • If you’re successful, you’ll then need to complete the online documents that Duologi sends to you so that we can finalise your order. These include your finance agreement which lists all payments owed, plus the terms and conditions. No need to worry about printing or sending documents by post as it’s all digital and sorted with a click.
  • And after you’ve done that, we’ll send you your order confirmation and delivery details.
  • Once we deliver your order, your Duologi loan will start and you’ll pay your first instalment 30 days later. Bish. Bash. Bosh.
  • If you want to pay off your loan sooner or have any questions about your finance agreement, we recommend you contact Duologi directly on 0345 5211 666 or at as we can’t access this info.

do I pay a deposit?

You pay a 10% deposit once you’ve completed your application, then you have 12 monthly repayments to cover the remaining cost. There aren’t any additional or hidden fees and the total amount you pay is exactly the same as if you had paid everything upfront.

can I still enjoy home trials on eve products with the financing option?

Yup. Just because you’ve chosen financing doesn’t mean that you should miss out on any of our home trials. So whether you’re buying a mattress or any other eve goodies that are part of our home trials, you can rest easy and try them out before you make up your mind (though we’re sure you’ll be smitten).

If you have already paid instalments by the time you wish to return your order or some products on the order, simply fill in this form. We’ll then arrange a return and close or adjust your loan. Returns can take up to 15 working days.